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What does Government reversal on CCCFA mean for buyers?

What does Government reversal on CCCFA mean for buyers?

March 23rd 2022 First home buyers can breathe a sigh of relief. The Act, which came into effect on December 1, 2021, required lenders to follow a more robust process ensuring that lending was affordable and Read more

Why tighter LVR restrictions aren't the end of the world for first home buyers

Why tighter LVR restrictions aren't the end of the world for first home buyers

February 17th 2022 It’s pretty tough going out there in the home loan market right now. Higher interest rates and new, hyper-prescriptive responsible lending laws have seen affordability and borrowing power take Read more

What does the future hold?

What does the future hold?

February 4th 2022 According to CoreLogic chief property economist, Kelvin Davidson, politics and regulation have had a big effect on the housing market in 2021 from extending the brightline test for existing propertie Read more

'New builds' to be exempt for 20 years

'New builds' to be exempt for 20 years

September 29th 2021 Interest deductibility rules for property investors detailed; 'New builds' to be exempt for 20 years The Government has defined what it proposes will constitute a “new build” to be exempt from Read more

Time to review your mortgage

Time to review your mortgage

September 23rd 2021 Tweaking your mortgage could save you thousands in interest, allowing you to have some extra cash when you really need it. And it's not only about getting a better interest rate, it's about structuri Read more

Conditional vs Unconditional House Offers

Conditional vs Unconditional House Offers

July 20th 2021 Knowing the difference between an unconditional offer and a conditional offer for a property is important. Both have different legal obligations and expectations, and you're going to want to be clued Read more

How to survive a hike in interest rates

How to survive a hike in interest rates

July 16th 2021 The mortgage interest-rate good times had to stop eventually and ASB signalled this might be happening by raising their home loan rates by 0.3% to 0.36% across the board this week. The cheapest rate Read more

What you need to know about a new build

What you need to know about a new build

June 17th 2021 With a fixed price contract before construction starts, lower loan-to-value ratios and deposit conditions, and a home built to high standards, it’s not surprising that buying off the plan is Read more

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